Krugman - Bette in Spokane

I read this Blog Post by Paul Krugman of the New York Times and thought you might find it interesting as well. 

 

Bette in Spokane Blogging

So, I wondered about “Bette in Spokane”, mentioned in the official GOP SOTU response. I wondered how she could face a $700 a month increase in premiums, and speculated that she must have had “a really bare-bones policy offering hardly any protection.”

Well, now we know, and I was right: her previous plan was catastrophic coverage only, with a $10,000 deductible — and the “$700 a month more” was the most expensive option offered by her insurer. She didn’t go to the healthcare.gov website, where she could have found cheaper plans.

So this wasn’t sticker shock, at least as described. This was someone finding out that the ACA requires that you have a minimum level of insurance, and that minimalist plans are no longer allowed — and it was also Ms. Rodgers misrepresenting what had happened.

Oh, and why isn’t catastrophic coverage only allowed? For the same reason we have a coverage mandate in the first place: everyone has to be in the risk pool. If you’re allowed to have insurance that barely covers anything, that’s almost the same as not participating at all.

Do you like this post?

Be the first to comment


Health Care for Michigan
To promote health care reform and renewable energy.